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Deposits

Free Checking

No minimum balance requirement.  No monthly maintenance fee.  Unlimited Savannah Bank, ATM/Debit Card transactions.  Free Voice Access.

Hometown Checking

Free ATM/Debit Card.  Free Voice Access.  Free first order of personalized checks.  No minimum balance requirement; $7 monthly maintenance fee – waived with direct deposit or for our 50 and over customers.  $100,000 common carrier accidental death insurance.  Free Savers Club® Book.

Hometown Checking Plus

No minimum balance required; your checking account will earn interest with $1,000 minimum balance; free voice access; travelers checks; three free cashiers checks or money orders per month; notary service, direct deposit of social security and payroll checks; ATM/Debit card; CD bonus rate; free telephone transfers; two free stop payments per year ($50 value).  Plus many more special features for only a $6 monthly membership fee.  See your local Customer Service Representative for more details.

Savings

Low minimum balance to avoid service charge.  Quarterly statements unless ACH or Direct Deposit activity occurs on account.

Money Market

Five tiers available to maximize the interest earnings on your account.  Minimum opening deposit of $1,000.

Christmas Club

Save for any occasion.  Your Christmas Club account earns interest.

Certificates of Deposit

Varied terms available for your investment needs.  Minimum opening deposit $1,000.  Retirement IRAs available.  Fixed rates with APY.

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